Frequently Asked Questions

Getting started is as simple as a quick call, email, or text with one of our equipment lease and finance specialists, who will work with you to determine the easiest and fastest route to get the equipment you need. A short credit application can be completed over the phone, by email or online.

Northgate Capital Corporation works with many financial partners, banks and credit unions, allowing us to offer the most competitive market rates for all business profiles from new to established. Access to multiple lending sources offers a significant advantage over traditional borrowing.

The short answer is no. Even if you’ve had personal or business-related circumstances that resulted in missed payments or a past bankruptcy, we can help. Northgate Capital has carefully selected a large suite of equipment lenders who cover every possible credit profile out there! Many lenders have tailored their products to help individuals with bruised and damaged credit get the necessary equipment while rebuilding their credit rating.

The down payment will vary depending on the age of the equipment, length of time in business and past borrowing experience. Typically, 5% – 10% is a safe number to plan on. However, there are often situations where no down payment is required. For example, our representatives can propose alternative structures allowing you to leverage the equity in your existing equipment to forgo a cash down payment. Get in touch with us to discuss options you have available to reduce or eliminate the downpayment requirement.

We can finance equipment and machinery of all classes and industries without arbitrary age restrictions. See our industries pages for more details if you’ve got the work. We can get it done!