We work with Canada’s banks, regional lenders, and leasing companies — and we know how to match the right one to your deal.
Northgate Capital Corp was built on a simple premise: equipment operators deserve a financing partner who knows their full range of options. We work as independent brokers with access to Canada’s banks, credit unions, regional lenders, and leasing companies — and for some clients, their existing bank relationship is exactly the right fit. Our job is to know the difference and navigate it for you. We’re not here to replace your bank. We’re here to make sure you’re not leaving a better deal on the table.
When you come to us — whether it’s a capital lease on a new excavator, a sale-leaseback to free up working capital, or consolidating five truck payments into one — we find the structure and the lender that actually fit your situation. Our clients are contractors, fleet operators, farmers, and business owners across Western Canada.
We work across the full spectrum — Canada’s banks, credit unions, regional lenders, and leasing companies. We bring your deal to the right fit, not the most convenient one for us.
Pre-approvals in 24 hours. Decisions without committee delays. We know what information lenders need and we get it right the first time.
We understand construction, agriculture, forestry, transportation, and oil & gas — not as categories on a form, but as industries with their own cash flow patterns and equipment cycles.
Zane founded Northgate Capital Corp with one goal: build the kind of brokerage he’d want to work with. After years in commercial finance — structuring vendor deals, private sales, direct financing, and broker desk arrangements from single-unit leases to multi-million dollar fleet transactions across Alberta, B.C., and Saskatchewan — he knew what a good deal looked like. At Northgate, that means straight talk, fast decisions, and a team that actually knows your industries. You’ll deal with Zane and his team directly — not an intake form, not a call centre.
We believe financing conversations should be clear. You should know what product you’re getting, why it’s structured the way it is, what you’re paying, and what happens at the end of the term. Capital leases, operating leases, sale-leasebacks, refinances — we explain what each means for your business before we ask you to sign anything.
If the deal doesn’t make sense for you, we’ll tell you. We’d rather have a client for ten years than close one deal that causes problems.