We’re not a bank. We’re the people who know every lender in the room and work on your side of the table.
Northgate Capital Corp was built on a simple premise: the people who run heavy equipment businesses deserve better financing options than what the banks offer. We work as independent brokers, which means we have relationships with multiple lenders across Canada and no loyalty to any single institution.
When you come to us — whether it’s a capital lease on a new excavator, a sale-leaseback to free up working capital, or consolidating five truck payments into one — we find the structure and the lender that actually fit your situation. Our clients are contractors, fleet operators, farmers, and business owners across Western Canada.
We’re not captive to any bank or lender. We shop your deal across our network and bring you the best fit — not the one that’s easiest for us.
Pre-approvals in 24 hours. Decisions without committee delays. We know what information lenders need and we get it right the first time.
We understand construction, agriculture, forestry, transportation, and oil & gas — not as categories on a form, but as industries with their own cash flow patterns and equipment cycles.
Zane founded Northgate Capital Corp with a focus on equipment financing for Western Canada’s core industries. With a background in commercial finance and a network built across Alberta, B.C., and Saskatchewan, he’s structured deals ranging from single-unit leases to multi-million dollar fleet refinancings. You’ll deal with him directly — not an assistant, not a call centre.
We believe financing conversations should be clear. You should know what product you’re getting, why it’s structured the way it is, what you’re paying, and what happens at the end of the term. Capital leases, operating leases, sale-leasebacks, refinances — we explain what each means for your business before we ask you to sign anything.
If the deal doesn’t make sense for you, we’ll tell you. We’d rather have a client for ten years than close one deal that causes problems.