Capital leases, fleet consolidation, and fast pre-approval — so your machines are working, not waiting.
Construction moves on tight timelines. Whether you're bidding a new contract, expanding your fleet, or replacing aging equipment, delayed financing can cost you the job. Northgate specializes in capital lease financing for heavy construction equipment — the kind of structured arrangement that keeps your monthly costs predictable and your machines depreciating on your books.
We work with owner-operators running a single excavator and fleet managers overseeing 20+ units. If you've got existing equipment with equity, a sale-leaseback can unlock working capital without selling your machines. And if you're heading to auction or working with a dealer, our pre-approval gets you a number before you buy.
Construction financing has its own rhythm — seasonal shutdowns, contract-dependent cash flow, rapid fleet scaling during peak season. Northgate understands that. We don't push you into standard bank products that weren't designed for construction. We structure financing around your work schedule, your payment capacity, and your equipment's working life.
No lengthy approval committees. You talk directly to the people making decisions.
Real transactions — anonymized to protect client privacy.
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Outcome summary — what was achieved.
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Talk to Northgate — no obligation, no lengthy forms, just a straight answer.