Asset-Based Lending & Sale-Leaseback

Your Equipment Has Equity.
Let's Free It Up.

Convert your equipment equity into working capital in 3–5 days — bridge seasonal cash flow gaps, cover taxes, payroll, and operating expenses. $50K–$5M. No credit impact to pre-qualify.

📞  Call 587-328-1716

Free assessment · No obligation · Same-day response

No credit check  ·  No obligation  ·  Same-day response

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Get a Free Assessment

Or call or text: 587-328-1716

✓$50K minimum
✓AB · BC · SK
✓Same-day response
✓No credit impact to pre-qualify
✓100% independent
→Slow-season payroll covered
→High-interest debt cleared
→Contract bid funded
→Second machine purchased
→Tax bill cleared
→Slow-season payroll covered
→High-interest debt cleared
→Contract bid funded
→Second machine purchased
→Tax bill cleared
→Slow-season payroll covered
→High-interest debt cleared
→Contract bid funded
→Second machine purchased
→Tax bill cleared
→Slow-season payroll covered
→High-interest debt cleared
→Contract bid funded
→Second machine purchased
→Slow-season payroll covered
→High-interest debt cleared
→Contract bid funded
→Second machine purchased
→Tax bill cleared
→Slow-season payroll covered
→High-interest debt cleared
→Contract bid funded
→Second machine purchased
→Tax bill cleared
→Slow-season payroll covered
→High-interest debt cleared
→Contract bid funded
→Equipment down payment funded
→Tax bill cleared

What Is Equipment Refinancing?

If your equipment is paid off — or nearly there — that equity is sitting idle. We convert it into working capital without you selling the machine. There are two ways we do this:

Equipment Refinancing

You own the equipment. We place a new loan against it and put cash in your hands. You keep running the machine on your terms.

Best for: Operators who want to keep ownership and free up cash fast.

Sale-Leaseback

You sell the equipment to a lender, who immediately leases it back to you. Full market value in cash — and you keep using the machine under a lease.

Best for: Operators who need maximum capital and are comfortable with a lease structure.

Not sure which fits your situation? We'll walk you through both in under 10 minutes — no obligation.

Who This Is For

→Equipment operators in AB, BC, or SK with machines valued at $50K+
→Businesses that own their equipment outright or are near payoff
→Companies needing working capital without taking on new debt
→Operators who don't want to sell — they just want access to their equity
→Construction, agriculture, transportation, forestry, oil & gas

How It Works

01

Tell Us About Your Equipment

Fill out a short form or call us. Takes 2–3 minutes. No credit check at this stage.

02

We Assess the Equity

We review your equipment's current market value and structure the best financing option for your situation.

03

Cash in Your Account

Most deals fund within 3–5 business days. Your machine keeps working. Your cash account grows.

Why Northgate

Independent — We Work for You

Not a bank. We access dozens of lenders and find the structure that fits your operation — not theirs.

Western Canada Specialists

We know the industries, the equipment, and the market values across Alberta, BC, and Saskatchewan.

Same-Day Response

Every inquiry is reviewed personally. You hear back the same day — not next week.

No Obligation to Pre-Qualify

Starting the conversation costs nothing and doesn't affect your credit. Find out what's possible first.

Ready to See What Your Equipment Is Worth?

Free assessment. No obligation. No credit impact. Same-day response.

Get a Free Assessment

Or call or text: 587-328-1716

📞  Call Us — Free Assessment587-328-1716 · No obligation