Class 7 and Class 8 trucks, semis, specialized trailers — Northgate structures deals that match your freight revenue and keep your wheels turning.
Heavy trucks are the backbone of Western Canada's supply chain, and the financing behind them needs to work as hard as the equipment. Northgate arranges capital lease and conditional sale financing for Class 7 and Class 8 trucks — Kenworth, Peterbilt, Western Star, Freightliner, Mack, and International — as well as the full range of trailer configurations that run alongside them.
Whether you're an owner-operator adding a second unit, a regional carrier expanding a fleet of 10, or a logistics company looking to consolidate equipment loans into a single monthly payment, we can put a structure together fast. We also arrange sale-leaseback financing on trucks with equity — a useful tool when you need working capital without selling equipment that's generating revenue.
Heavy truck financing is one of our highest-volume deal categories. We understand that freight revenue is tied to miles, not a calendar — and that standard bank amortization schedules often don't align with how trucking businesses actually operate. We structure financing that makes sense against your freight contracts, lane commitments, and maintenance schedule. We also work with operators who've been turned down by traditional lenders due to shorter operating history or thin balance sheets — we look at the full picture.
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